Scott Gittinger
President / Senior Loan Officer / Reverse Mortgage Specialist

Scott has lived in Texas for 16 years, after he ended 5 years of employment in management with the Walt Disney Company after returning from Paris with the Opening Team of Euro Disneyland. He moved to Beaumont to start his finance career and over the next 16 years he aligned himself with Retirement and Financial Planning companies both in Beaumont and Houston. In 2000 he accepted the position of Chief Compliance Officer with Park Avenue Securities in Houston, where he supervised over 60 stock brokers.

After 911…he wanted to return to working in Beaumont, but remain in finance, so he entered the mortgage business in 2003 and is currently the co-owner and President of the Mortgage Group in Beaumont. This endeavor has allowed him to peruse another passionate interest…helping some of the forgotten children in Mexico.

In December of 2006 with the assistance of many friends and co-workers, M.O.S.A.I.C. was formed; which stands for Mission’s Over Seas Assisting International Children. Scott has served as the President of the organization since its inception. In June of 2008 they received their IRS 501c3 official non-profit designation. In the first two years the organization has removed 28 children out of abusive homes and from off the streets. The children all call him “Papa Scott,” and they have thought him some of life’s important lessons of humility and inspiration.

Alba Santiago
Vice President / Loan Officer

Alba entered the lending industry in 2005 after a very successful career in Senior Management in the telecommunications industry. She brings a lot of financial experience with her and enjoys working with the clients from the beginning of the loan application through the closing. This transition allows her to work directly with families to help them reach their goal of home ownership

Alba’s family is originally from Puerto Rico and she is one of the only Spanish speaking loan officers in this area. She has a Bachelor of Science degree from Cameron University in Oklahoma, and enjoys doing volunteer work through out the community. She currently serves as the Treasurer of MOSAIC, a non-profit group supporting an orphanage in Mexico.

Debbie Townley
Office Manager / Underwriting

Debbie was on the opening team of our company unpacking boxes from day one. She works extremely hard as our Office Manager and Processor; working many evenings to make sure client files are in good order. Her dedication and commitment to her job is second to none! She brings with her 25 years of office management and accounting experience and over 6 years in the lending industry.

Debbie is married with 5 children and 7 grandchildren…the passion of her life.

Brenda Denson
Office Support

Brenda has over 15 years of combined experience in the Real Estate, Property Management, and Lending Industry. She joins our team to work directly with our clients and offer exceptional customer service at all points of the mortgage process. She also brings with her a vast knowledge of office management and accounting to meet our growing company’s needs.

She has been married for 25 years and has two grown children. She enjoys outdoor activities and off shore fishing…as she says “Always enjoy the journey.”

Marie Tucker
Loan Officer / VA Specialist

Marie joins our company with 28 years of Real Estate experience. Her career started as a Realtor in 1978 and she transitioned to the lending side in 1997. Marie’s passion, in addition to helping first time home buyers, is her commitment to the Veterans of America. She is one of our company’s VA specialists and works very hard to put Vets into their own homes. She has even gone so far as writing former President Bush on behalf of a deployed veteran and was successful in helping him get his VA mortgage.

She has been married to her husband Jack for 48 years and has one daughter and two grown grandchildren. Her second love is the Lumberton Raiders as she has been a behind the scenes supporter for many years.

Randy Slater
Loan Officer / Rural Property Specialist

Randy comes to us with 28 years experience in Rural Lending.  He fills a great need for our agriculture clients as his experience in this area is extremely valuable.  Additionally, he served in the United States Army and received an Honorable Discharge.  His experience in the military has led Randy to lead our company’s civic outreach to local veterans groups.  In addition to working in the VA home loan market, he will be the liaison between our company and volunteer opportunities to benefit our local veterans.

Randy received his B.S. and Masters from, A&M in Agricultural Education. He has been married for 29 years and has two daughters. He supports his local church, Wesley United Methodist Church and is involved in numerous charitable organizations.

Michael Caballero
Marketing Director

Michael moved to Texas in 2004 from Pennsylvania where he was born and raised. He continued his career in residential and commercial design, eventually making a transition into real estate sales and marketing. During his work with local real estate firms, He established great relationships with many agents, mortgage companies and of course clients. Michael was recruited to Mortgage Group in the spring of 2008 as the Marketing Director. Michael brings to the company his knowledge of sales, marketing and real estate. He works directly with our REALTOR Partners in helping them grow their business by providing valuable marketing tools and mortgage education.